As a Windows user, one of the reasons I've always resisted One Drive is that I dislike the notion that my data, and often I lose track of exactly what data, is shipped across the network to anonymous servers with MS holding the encryption keys. I've become a bit lax about it lately because I wanted to take advantage of the online TB that 365 offers to back up my photos. But I think I'm going to do something about that and get as much as possible off MS and onto my own private storage.