GeneralAre you in debt?

 

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 From:  johngti_mk-ii  
 To:  Bryan (TWISTER)     
31210.40 In reply to 31210.28 
I started off with something similar from Payplan which is a charity actually paid for by the credit industry. They're the ones who also organised my IVA for me - no fees upfront and the insolvency practitioner who dealt with it took reasonable fees. I believe that one of the options CCCS will offer is to do something similar and set up an IVA if needed.

Add THE VETOES to your myspace friends!!! Pretty please :D

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 From:  johngti_mk-ii  
 To:  Bryan (TWISTER)     
31210.41 In reply to 31210.29 

It was pretty shit as you can guess - I ended up having half a term off work because of it. Things are equally shit now (if not worse because I don't get to see my children very much at all) but I have the love of a good woman to help me out.

 

<Hopes she reads this so that I'm not in trouble later on for anything/>

Add THE VETOES to your myspace friends!!! Pretty please :D

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 From:  Claire  
 To:  johngti_mk-ii     
31210.42 In reply to 31210.41 
:D (K)
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 From:  Golden Axe  
 To:  Radio      
31210.43 In reply to 31210.1 
I have about £1800 or so left on a loan from a few years ago, but I hope to have paid that off early, by around feb/march time. After which, I shall be quite loaded.
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 From:  Judderman  
 To:  Golden Axe     
31210.44 In reply to 31210.43 
I'm currently £8000 in debt to the student loan company and I have another 3 1/2 years to go. I also at some point intend to pay my Dad back for the £8000 he has put into my accomadation so far and whatever he will put in for the next few years. All in all I reckon I'll come out of uni about £42000 in the red.


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 From:  Radio   
 To:  Judderman     
31210.45 In reply to 31210.44 
Ouch - how long is your course overall then?
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 From:  Monsoir (PILOTDAN)  
 To:  Judderman     
31210.46 In reply to 31210.44 
Hooooly shite. Fuck it, I'm maxing my credit cards!

We seem to have a conflict of interest, because I couldn't give a shit.
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 From:  Judderman  
 To:  Radio      
31210.47 In reply to 31210.45 

5 years basic, then an extra year in the middle to do an extra degree (hopefully anatomy).

 

Technically two years after that are training, but I get paid for them.

 

To put it in a bit more perspecive around £18 000 odd of that will be totally interest free as I will be just paying my Dad back, and seeing as he doesn't even know I will be doing it if my finances do go tits up I don't have to pa it back, but I do intend to.

 

Although I haven't taken into account my elective which could set me back another £1000-3000.



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 From:  af (CAER)  
 To:  Radio      
31210.48 In reply to 31210.2 
My only debt is a £150 credit card bill, soon to increase by £600 when the Pentax K10D becomes available.
Caer
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