wait no.

I mean the piece of software called You Need A Budget.

As in, that's it. That's the thing. It probably doesn't do much your Excel sheet doesn't but it might be a tidier more automated way. They also have loads of little advice videos and stuff. There's a mobile app and I think it syncs through dropbox and everything.

edit: https://www.youneedabudget.com/pricing/ $50 a year though! I bought the previous version for about £10 on a Steam sale, though that obviously doesn't get the updates.

Fuck me. I was even looking at that earlier last night. I blame sleep deprivation and lurgy (fail)