Mr Cunt, please. We already have our unique bastard on this forum, to which I would never even be able to emulate, yet alone reclaim his title.
I don't know how mortgages work in england or what the current rates are, but I imagine they are similar to america at a near all time low. Now is THE time to get a fixed rate mortgage @ 3.5-4.5%. You wont see rates like this again. Just wish I was in the market to buy a house :(