Yeah, people hack in to my online bank account constantly, just because I don't have one of those shit calculator-looking but not actually useful like a calculator pin-generator things.
I don't really understand how it makes it any safer? I have a unique account number to log in, and then it'll ask me for my date of birth and 3 of the characters from my passcode. I can do that anywhere I like, without needing to remember to carry about extra shit with me.
EDITED: 23 Mar 2011 18:59 by PNCOOL