I could have done two things:
1. Spent the last 3 years spending my money on things of frivolities. So right now, I'd be sitting with whatever my wage brings in each month.
or
2. Invest my money in a house, do it up a smidge, and come out with a nice handsome chunk of cash at the other end while also enjoying the increase from house prices. And I have my wage.
To me, my house has been a savings account... only with more house parties (have you ever tried to fit a kegger into a mini-ISA? It's difficult...)
And yes, I like Property Ladder... for two reasons.