I've read a few things that make very good points, some people have shared accounts with partners and one of them has been sent a card reader and the other not had any info on it, yet their shared online banking account needs to use it, so, say they are both and work and want to move money about, only one person can do it because of the single card reader.
What if you leave it at home? even more annoying. I know I've moved money about whilst being at work or uni in the past, and there is no way I want to be carrying this thing around with me all the time.
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